The Morrisons VISA Credit Card
The Morrisons VISA
is a rewards credit card operating on the VISA network. The card is provided by Morrisons and offers a Representative APR of 18.9% and a cash APR of 23.6%. New users enjoy an introductory rate of 0.0% for 0 months on purchases and 0% for 6 months on balance transfers.
Morrisons do not charge an annual fee for this credit card. Cash withdrawal and foreign usage fees are 2.50% and 2.75% respectivley.
Users can benefit from a 56 day interest fee period provided the balance is paid in full with each statement cycle.
If you spend £1,200 at an annual interest rate of 18.9% (variable) your Representative APR will be 18.9% (variable).
Apply online for the Morrisons VISA
Morrisons allow users to apply online for this credit card. Prior to applying for the VISA
, make a note of the following points to encourage a successful application.
- If you are unsure of your current credit status or have made numerous credit applications in recent months it would be wise to obtain a Free Credit Report from Experian to see where you stand.
- You will need to provide your personal details.
- You will need to supply details of employment and income.
- Some credit card issuers require details of any current debts you may have.
- If you are planning to do a credit card balance transfer, have the details at hand as most providers accomodate this on the application.
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